Documents needed to obtain or refinance a mortgage: – Most Recent Income Tax Return- Monthly Gross Household Income ( Total pre-tax money coming in every month )- Paperwork on any other debt including car or student loan ect…- Paperwork on current mortgage including second mortgage if applicable – Credit Card Debt including balance and minimum [...]
Mortgage rates and tax incentives continue to make for an incredible opportunity in home ownership. Average 30-year fixed rates have reached a 53 year low which puts potential buyers and current homeowners in a rare position. The difference in interest rates from last October compared to current rates means over $200 monthly savings on [...]